Hello, and thank you for visiting my web site.


My background is that I have worked for National Finance Companies including Lombard, Lloyds & Scottish Group and General Guarantee up until August 2000 when General Guarantee closed down. At that point I decided that it would be a shame for all that experience in vehicle finance to be lost and so I decided to set up my own company and act as a vehicle finance broker.


My sole aim is to offer simple affordable finance facilities for business customers buying new or used vehicles who require finance.


It seems to me that you, as a business customer, have very little choice when it comes to funding new or particularly used vehicles. You could try your bank but even if they will help it may well be expensive and in any case with the current economic climate it makes far more sense to keep bank facilities for working capital rather than funding depreciating assets.


You could try the dealers own finance but in most cases they will try and sell you what suits them, not what suits you. Also, once you have driven off the forecourt their interest in you will surely end.


Or, you could talk to me. I offer a friendly but professional service and will make the whole process as simple as possible. Perhaps, more importantly, I also have facilities with some of the very best Finance Companies meaning that I can offer you, my customer, excellent rates.


My customers range from the self employed with just the one vehicle through to larger limited companies with substantial fleets.


Finally, there is never any charge for my services whether we do business together or not. I am paid by the Finance Company once the deal is completed.


Please have a look through the various plans that I offer. I have tried to keep this as simple as possible as I believe that what is really a straight forward business is being made to seem incredibly complicated by the wide range of plans now available; plans that I am not sure even the finance companies and especially dealer salesmen really understand.


Thank you for taking the time to read through this. I hope that you will think that Creditline (Bedfordshire) Ltd is the type of company that you would like to do business with and that the next time that you require finance for any vehicle purchase you will pick up the phone and call me.


I can be reached on either  01462 819105 or 07779 653510


Mike Penhall

01462 819105 or 07779 653510

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